Home > Buyer
Buying
Realtor®
DRE #02108792
(925) 765-8584
- about us
Meet
Dean Powell
Dean is a native of the San Francisco Bay Area. He grew up in Orinda, where he attended Miramonte High School. After graduation, Dean attended Seattle University, where he completed a Bachelor of Science in Business Economics with a focus on International Economic Development.
After graduation, Dean spent time touring the country as a musician before returning home to begin careers in sales, marketing, as well as sustainable development and environmental projects. During this time, he continued to volunteer in the community by working with programs that gathered food for the Monument Crisis Center food bank, as well as the Orinda 4th of July parade. Ready for a new challenge and taking the lead from other real estate professionals in his family, Dean received his Real Estate Salesperson license and never looked back.
THE HOME BUYING PROCESS
MEET WITH YOUR AGENT
Start your journey by meeting a trusted real estate agent who understands your needs. They will guide you step by step through the entire home-buying process.
GET PRE-APPROVED
Secure your mortgage pre-approval early so you know exactly what you can afford. This makes you a serious buyer in the eyes of sellers.
FIND YOUR HOME
Begin exploring homes that fit your lifestyle, budget, and goals. With your agent’s help, you’ll discover the perfect place for you.
MAKE AN OFFER
Once you find the right home, your agent will help you make a competitive offer. They’ll negotiate on your behalf to get the best deal possible.
ORDER INSPECTION & APPRAISAL
Protect your investment by arranging a home inspection and appraisal. These steps ensure the property is safe and valued fairly.
PREPARE FOR CLOSING
Work with your lender and agent to finalize all the paperwork and finances. This step prepares you for a smooth and stress-free closing day.
GET YOUR KEYS!
Congratulations—you’re officially a homeowner! Pick up your keys and step into the next exciting chapter of your life.
PREPARING TO BUY
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Determine HOW MUCH YOU CAN SPEND
Save FOR A DOWN PAYMENT
Check YOUR CREDIT
Get Pre-Approved FOR A HOME LOAN
- What's the difference
PRE-QUALIFIED VS PRE-APPROVED
PRE-QUALIFIED
In order to be pre-qualified, a lender may or may not check your credit score and won’t require documentation, only going off what you tell them. This will give you an idea of what you could qualify for, but when you’re serious about buying, you’ll need to get pre-approved.
PRE-APPROVED
To be pre-approved, the lender will pull your credit and ask you for
documentation to verify your finances. Before making an offer on a house, it is best to get pre-approved to show sellers your offer is serious and that a lender has already approved you for enough money to purchase the home.
- LOAN
TOP 5 WAYS TO PREP YOUR HOME TO SELL FAST
CONVENTIONAL LOAN
The most common type of home loan, which is offered through private lenders.
FHA LOAN
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VA LOAN
Loans designated for veterans, spouses, and reservists, offered through private lenders and guaranteed by the U.S. Department of Veteran Affairs.
USDA LOAN
Loans for homebuyers in designated rural areas, backed by the U.S. Department of Agriculture.
| TYPE OF LOAN | DOWN PAYMENT | TERMS | MORTGAGE INSURANCE | MINIMUM CREDIT SCORE |
|---|---|---|---|---|
| CONVENTIONAL | 3 - 20% | 15-30 Years | On down payments under 20% | 620 |
| FHA | 3.5 - 20% | 15-30 Years | For 11 years or life of the loan | 500 |
| VA | None | 15-30 Years | None | 640 |
| USDA | None | 15-30 Years | None | 640 |
PREPARING TO BUY
You Are Looking For In Your Ideal Home And Prioritize
Which Items Are Most Important To You.
No house is perfect, but this will help us find the best match for you.
- featured team
Making realty dreams a Team Member
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- testimonial
What Says Our Client’s About Deanpowellhomes
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- FAQ
Frequently asked questions
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What is Deanpowellhomes?
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Why should i choose Deanpowellhomes?
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How do i buy a property through Deanpowellhomes?
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How do i list my property for rent ?
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